:root {
  --bg: #f3f6f8;
  --surface: #ffffff;
  --surface-2: #eef3f5;
  --text: #17212b;
  --muted: #66727f;
  --border: #d9e1e7;
  --primary: #124559;
  --primary-2: #0f766e;
  --success: #16803c;
  --warning: #b7791f;
  --danger: #b42318;
  --info: #315f9c;
  --shadow: 0 10px 25px rgba(20, 33, 43, 0.08);
  --radius: 8px;
  --sidebar-width: 260px;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  min-height: 100vh;
  background: var(--bg);
  color: var(--text);
}

a {
  color: var(--primary);
  text-decoration: none;
}

button,
input,
textarea,
select {
  font: inherit;
}

.app-shell {
  display: grid;
  grid-template-columns: var(--sidebar-width) 1fr;
  min-height: 100vh;
}

.sidebar {
  position: sticky;
  top: 0;
  height: 100vh;
  background: #102a33;
  color: white;
  padding: 22px;
  z-index: 20;
}

.brand {
  display: flex;
  gap: 12px;
  align-items: center;
  color: inherit;
}

.brand-mark {
  display: inline-grid;
  width: 42px;
  height: 42px;
  place-items: center;
  background: var(--primary-2);
  color: #fff;
  border-radius: var(--radius);
  font-weight: 800;
}

.brand small,
.topbar p,
.user-menu small,
.field-error,
.info-text {
  color: var(--muted);
}

.sidebar .brand small {
  color: #b7c7ce;
}

.side-nav {
  display: grid;
  gap: 6px;
  margin-top: 28px;
}

.side-nav a {
  color: #d8e7ec;
  padding: 11px 12px;
  border-radius: var(--radius);
}

.side-nav a.is-active,
.side-nav a:hover {
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
}

.content-shell {
  min-width: 0;
}

.topbar {
  min-height: 78px;
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 14px 28px;
}

.topbar h1,
.page-header h2,
.panel h2,
.settings-section h2 {
  margin: 0;
  letter-spacing: 0;
}

.topbar p,
.page-header p {
  margin: 4px 0 0;
}

.icon-button {
  display: none;
  border: 1px solid var(--border);
  background: var(--surface);
  border-radius: var(--radius);
  min-width: 40px;
  min-height: 40px;
  cursor: pointer;
}

.user-menu {
  display: flex;
  align-items: center;
  gap: 10px;
}

.user-menu span,
.user-menu small {
  display: block;
}

.main-content {
  width: min(1440px, 100%);
  margin: 0 auto;
  padding: 28px;
}

.mobile-nav {
  display: none;
}

.mobile-nav a {
  flex: 1 1 0;
  min-width: 0;
  padding: 10px 8px;
  border-radius: var(--radius);
  color: var(--muted);
  font-size: 0.92rem;
  font-weight: 800;
  text-align: center;
  white-space: nowrap;
}

.mobile-nav a:hover {
  background: var(--surface-2);
  color: var(--primary);
}

.page-header,
.toolbar,
.filter-bar,
.panel-header,
.button-row,
.quick-actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
}

.page-header {
  margin-bottom: 20px;
}

.page-header-compact {
  margin-bottom: 18px;
}

.page-header-compact p {
  margin-top: 0;
  font-size: 1rem;
}

.button,
.segmented button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 40px;
  padding: 0 14px;
  border: 1px solid transparent;
  border-radius: var(--radius);
  cursor: pointer;
  font-weight: 700;
  background: var(--surface);
  color: var(--text);
}

.button-primary,
.segmented button.is-active {
  background: var(--primary);
  color: #fff;
}

.button-success {
  background: var(--success);
  color: #fff;
}

.button-danger {
  background: var(--danger);
  color: #fff;
}

.button-ghost {
  border-color: var(--border);
  color: var(--primary);
}

.button-full {
  width: 100%;
}

.button:disabled {
  opacity: 0.55;
  cursor: not-allowed;
}

.segmented {
  display: inline-flex;
  gap: 4px;
  padding: 4px;
  background: var(--surface-2);
  border-radius: var(--radius);
}

.stat-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  margin-bottom: 22px;
}

.stat-card,
.panel,
.form-card,
.list-card,
.detail-hero,
.settings-section,
.template-editor {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.stat-card {
  padding: 16px;
}

.stat-card p {
  margin: 0 0 8px;
  color: var(--muted);
}

.stat-card strong {
  font-size: 1.35rem;
  letter-spacing: 0;
}

.stat-icon {
  float: right;
  color: var(--primary-2);
  font-weight: 800;
}

.grid-two {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin-bottom: 22px;
}

.panel,
.form-card,
.settings-section,
.template-editor {
  padding: 18px;
  margin-bottom: 18px;
}

.timeline {
  display: grid;
  gap: 12px;
}

.timeline article {
  border-left: 4px solid var(--primary-2);
  padding-left: 12px;
}

.timeline p,
.list-card p,
.legal-text {
  color: var(--muted);
}

.filter-bar {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 12px;
  margin-bottom: 18px;
}

.filter-bar input,
.filter-bar select {
  min-width: 170px;
  flex: 1;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

label {
  display: grid;
  gap: 6px;
  font-weight: 700;
}

input,
select,
textarea {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 10px 12px;
  background: #fff;
  color: var(--text);
}

textarea {
  min-height: 96px;
  resize: vertical;
}

.span-2 {
  grid-column: span 2;
}

.checkbox-row {
  display: flex;
  align-items: center;
  gap: 8px;
}

.checkbox-row input {
  width: auto;
}

.calculation-box {
  background: #edf8f5;
  border: 1px solid #c7e7df;
  border-radius: var(--radius);
  padding: 14px;
  margin: 16px 0;
}

.calculation-box p {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin: 6px 0;
}

.settings-form {
  display: grid;
  gap: 16px;
}

.settings-form .settings-section {
  margin-bottom: 0;
}

.settings-section-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 14px;
  margin-bottom: 16px;
}

.settings-section-header span {
  display: inline-block;
  margin-bottom: 4px;
  color: var(--primary-2);
  font-size: 0.78rem;
  font-weight: 850;
  letter-spacing: 0;
  text-transform: uppercase;
}

.settings-section-header h2 {
  margin: 0;
  font-size: 1.1rem;
}

.settings-section-header p {
  margin: 4px 0 0;
  max-width: 720px;
  color: var(--muted);
}

.settings-interest-section {
  border-color: #c9dfdc;
}

.settings-interest-grid {
  display: grid;
  grid-template-columns: minmax(260px, 1fr) minmax(260px, 420px);
  gap: 16px;
  align-items: end;
}

.settings-example-card {
  display: grid;
  gap: 10px;
  padding: 14px;
  border: 1px solid #c7e7df;
  border-radius: var(--radius);
  background: #edf8f5;
}

.settings-example-card div {
  display: flex;
  justify-content: space-between;
  gap: 12px;
}

.settings-example-card span {
  color: #285f57;
  font-weight: 750;
}

.settings-example-card strong {
  text-align: right;
}

.settings-actions {
  justify-content: flex-end;
  margin-top: 2px;
}

.success-text {
  color: var(--success);
  font-weight: 800;
}

.field-error {
  color: var(--danger);
  font-weight: 700;
}

.table-wrap {
  overflow-x: auto;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
}

table {
  width: 100%;
  border-collapse: collapse;
}

th,
td {
  text-align: left;
  padding: 12px;
  border-bottom: 1px solid var(--border);
  vertical-align: top;
}

th {
  background: var(--surface-2);
  color: var(--muted);
  font-size: 0.88rem;
}

.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.link-button {
  border: 0;
  padding: 0;
  background: transparent;
  color: var(--primary);
  cursor: pointer;
  font-weight: 700;
}

.badge {
  display: inline-flex;
  align-items: center;
  min-height: 26px;
  padding: 0 9px;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 800;
}

.badge-success {
  background: #dcfce7;
  color: #14532d;
}

.badge-info {
  background: #dbeafe;
  color: #1e3a8a;
}

.badge-warning {
  background: #fef3c7;
  color: #92400e;
}

.badge-danger {
  background: #fee2e2;
  color: #991b1b;
}

.badge-muted {
  background: #e5e7eb;
  color: #374151;
}

.alert {
  padding: 12px 14px;
  border-radius: var(--radius);
  margin-bottom: 14px;
  border: 1px solid var(--border);
}

.alert-success {
  background: #eaf8ef;
  color: var(--success);
}

.alert-error {
  background: #fdecec;
  color: var(--danger);
}

.alert-warning {
  background: #fff8e6;
  color: var(--warning);
}

.alert-info {
  background: #edf4ff;
  color: var(--info);
}

.detail-hero {
  padding: 20px;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 18px;
}

.detail-hero h2 {
  margin: 0 0 8px;
}

.tabs {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}

.tab-list {
  display: flex;
  gap: 4px;
  overflow-x: auto;
  padding: 10px;
  background: var(--surface-2);
}

.tab-list button {
  border: 0;
  background: transparent;
  padding: 10px 12px;
  border-radius: var(--radius);
  cursor: pointer;
  font-weight: 800;
}

.tab-list button.is-active {
  background: var(--surface);
  color: var(--primary);
}

.tab-panel {
  display: none;
  padding: 16px;
}

.tab-panel.is-active {
  display: block;
}

.mobile-card-list {
  display: none;
}

.pagination {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 12px;
  padding: 18px;
}

.empty-state {
  background: var(--surface);
  border: 1px dashed var(--border);
  border-radius: var(--radius);
  padding: 28px;
  text-align: center;
}

.modal-backdrop {
  position: fixed;
  inset: 0;
  z-index: 100;
  background: rgba(10, 20, 30, 0.45);
  display: grid;
  place-items: center;
  padding: 20px;
}

.modal-backdrop[hidden] {
  display: none;
}

.modal {
  width: min(520px, 100%);
  background: var(--surface);
  border-radius: var(--radius);
  padding: 20px;
  box-shadow: var(--shadow);
  position: relative;
}

.modal-close {
  position: absolute;
  top: 12px;
  right: 12px;
  border: 0;
  background: var(--surface-2);
  border-radius: var(--radius);
  width: 34px;
  height: 34px;
  cursor: pointer;
}

.auth-body {
  display: grid;
  min-height: 100vh;
  place-items: center;
  background: linear-gradient(135deg, #f3f6f8 0%, #e6f2ef 100%);
}

.auth-card {
  width: min(430px, calc(100% - 32px));
}

.auth-brand {
  color: var(--text);
  margin-bottom: 16px;
}

.demo-access {
  margin-top: 14px;
  color: var(--muted);
  text-align: center;
}

.template-preview {
  border: 1px dashed var(--border);
  border-radius: var(--radius);
  padding: 14px;
  background: var(--surface-2);
  margin: 12px 0;
}

.loan-workspace {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  align-items: start;
  gap: 18px;
}

.loan-form-stack {
  display: grid;
  gap: 14px;
}

.loan-panel,
.loan-summary-panel,
.template-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.loan-panel {
  padding: 16px;
}

.section-heading {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
}

.section-heading span {
  display: inline-grid;
  place-items: center;
  width: 28px;
  height: 28px;
  border-radius: 999px;
  background: var(--primary);
  color: #fff;
  font-size: 0.9rem;
  font-weight: 850;
  flex: 0 0 auto;
}

.section-heading h2 {
  margin: 0;
  font-size: 1rem;
}

.section-heading p {
  margin: 2px 0 0;
  color: var(--muted);
  font-size: 0.9rem;
}

.loan-form label {
  gap: 7px;
  color: var(--text);
  font-size: 0.92rem;
  font-weight: 800;
}

.loan-conditions-grid {
  align-items: start;
  column-gap: 16px;
}

.loan-money-field {
  grid-template-rows: auto 48px minmax(20px, auto);
  gap: 8px;
}

.loan-money-field .input-affix {
  height: 48px;
}

.loan-money-field .field-hint,
.loan-money-field .field-error {
  min-height: 20px;
  align-self: start;
  line-height: 1.25;
}

.loan-form input,
.loan-form select,
.loan-form textarea {
  min-height: 46px;
  padding: 9px 12px;
  border-color: #d7e0e7;
  font-size: 0.98rem;
  font-weight: 650;
  box-shadow: inset 0 1px 0 rgba(15, 23, 42, 0.03);
}

.loan-form input:focus,
.loan-form select:focus,
.loan-form textarea:focus {
  border-color: var(--primary-2);
  box-shadow: 0 0 0 3px rgba(15, 118, 110, 0.12);
  outline: none;
}

.loan-form input[readonly] {
  background: #f8fafb;
  color: var(--text);
}

.input-affix {
  display: grid;
  align-items: center;
  border: 1px solid #d7e0e7;
  border-radius: var(--radius);
  background: #fff;
  overflow: hidden;
}

.input-affix-leading {
  grid-template-columns: auto minmax(0, 1fr);
}

.input-affix-trailing {
  grid-template-columns: minmax(0, 1fr) auto;
}

.percentage-control {
  width: 100%;
  grid-template-columns: minmax(0, 1fr) 56px;
}

.input-affix > span {
  padding: 0 12px;
  color: var(--muted);
  font-weight: 850;
}

.percentage-control > span:last-child {
  display: grid;
  min-height: 46px;
  place-items: center;
  border-left: 1px solid #d7e0e7;
  background: #f8fafb;
  padding: 0;
  line-height: 1;
}

.input-affix input {
  min-height: 46px;
  border: 0;
  border-radius: 0;
  box-shadow: none;
}

.input-affix:focus-within {
  border-color: var(--primary-2);
  box-shadow: 0 0 0 3px rgba(15, 118, 110, 0.12);
}

.input-affix:focus-within input {
  box-shadow: none;
}

.field-hint {
  color: var(--muted);
  font-size: 0.84rem;
  font-weight: 700;
}

.loan-summary-panel {
  position: sticky;
  top: 96px;
  padding: 18px;
}

.summary-kicker {
  margin: 18px 0 4px;
  color: var(--muted);
  font-weight: 800;
}

.summary-total {
  display: block;
  font-size: 2rem;
  letter-spacing: 0;
  color: var(--primary);
  margin-bottom: 16px;
}

.summary-list {
  display: grid;
  gap: 0;
  margin: 0 0 16px;
}

.summary-list div {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding: 11px 0;
  border-bottom: 1px solid var(--border);
}

.summary-list dt {
  color: var(--muted);
  font-weight: 700;
}

.summary-list dd {
  margin: 0;
  font-weight: 850;
  text-align: right;
}

.summary-note {
  padding: 12px;
  background: #edf8f5;
  border: 1px solid #c7e7df;
  border-radius: var(--radius);
  color: #0f5f55;
}

.switch-row {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin: 14px 0;
  background: var(--surface-2);
}

.switch-row input {
  width: 18px;
  height: 18px;
}

.loan-actions {
  display: grid;
  gap: 10px;
}

.loan-actions .button {
  width: 100%;
}

.format-toolbar {
  margin: -8px 0 16px;
  color: var(--muted);
}

.template-card {
  padding: 18px;
  margin-bottom: 18px;
}

.template-card-header,
.template-actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  flex-wrap: wrap;
}

.template-card-header {
  margin-bottom: 16px;
}

.template-card-header h2 {
  margin: 8px 0 0;
}

.template-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 16px;
  align-items: start;
}

.template-form-area {
  min-width: 0;
  max-width: 980px;
}

.template-actions {
  margin-top: 16px;
}

.template-actions form {
  margin: 0;
}

.format-template-copy {
  border: 1px solid #ddd;
  border-radius: var(--radius);
  padding: 14px;
  margin-bottom: 18px;
  background: #fafafa;
}

.format-template-copy h2 {
  margin: 0 0 8px;
}

pre {
  white-space: pre-wrap;
  max-width: 280px;
  font-size: 0.8rem;
}

.error-page {
  max-width: 560px;
  margin: 10vh auto;
  text-align: center;
}

@media (max-width: 1080px) {
  .stat-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .grid-two {
    grid-template-columns: 1fr;
  }

  .loan-workspace,
  .template-layout {
    grid-template-columns: 1fr;
  }

  .loan-summary-panel {
    position: static;
  }
}

@media (max-width: 820px) {
  .app-shell {
    grid-template-columns: 1fr;
  }

  .sidebar {
    position: fixed;
    transform: translateX(-105%);
    transition: transform 0.2s ease;
    width: var(--sidebar-width);
  }

  .sidebar.is-open {
    transform: translateX(0);
  }

  .icon-button {
    display: inline-flex;
  }

  .topbar {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr) auto;
    align-items: center;
    padding: 14px;
  }

  .topbar > div:nth-child(2) {
    min-width: 0;
  }

  .user-menu {
    flex-wrap: wrap;
    justify-content: flex-end;
  }

  .mobile-nav {
    display: flex;
    position: sticky;
    bottom: 0;
    z-index: 15;
    width: 100%;
    gap: 6px;
    background: var(--surface);
    border-top: 1px solid var(--border);
    padding: 8px;
    box-shadow: 0 -10px 30px rgba(15, 23, 42, 0.08);
  }

  .main-content {
    padding: 16px;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .settings-interest-grid {
    grid-template-columns: 1fr;
  }

  .span-2 {
    grid-column: span 1;
  }

  .desktop-table {
    display: none;
  }

  .mobile-card-list {
    display: grid;
    gap: 12px;
  }

  .detail-hero {
    display: grid;
  }
}

@media (max-width: 560px) {
  .stat-grid {
    grid-template-columns: 1fr;
  }

  .topbar h1 {
    font-size: 1.2rem;
  }

  .topbar {
    grid-template-columns: auto minmax(0, 1fr);
  }

  .topbar p {
    display: none;
  }

  .user-menu {
    grid-column: 1 / -1;
    width: 100%;
    justify-content: space-between;
    padding-top: 8px;
    border-top: 1px solid var(--border);
  }

  .page-header,
  .toolbar,
  .button-row,
  .quick-actions {
    align-items: stretch;
  }

  .button,
  .segmented button {
    width: 100%;
  }

  .user-menu .button {
    width: auto;
  }

  .segmented {
    width: 100%;
    display: grid;
    grid-template-columns: repeat(2, 1fr);
  }
}
